The FIRE movement stands for Financial Independence, Retire Early.
It is a lifestyle and financial movement that aims to achieve financial independence and retire early by saving and investing a high percentage of their income, living frugally, and avoiding consumer debt.
The idea is to accumulate enough wealth to cover living expenses and retire before the typical retirement age.
If you are already an expert, we can suggest you to go to practice and consult our Portfolios and Simulations page. Otherwise you can learn more following our guide here.
The FIRE Movement – Financial Independence, Retire Early
Withdrawal Rates – By periodically withdrawing capital from your investment, you have the opportunity to obtain the liquidity necessary to live on in retirement
Estimate future expenses – Are you sure you will be able to estimate your future expenses? The scenario that you will live in 20, 30 or 50 years could be very different…
The 4% Rule – Is it still valid? – Introduced by financial advisor William Bengen in 1994, the 4% rule is often considered the best solution for your retirement planning. However, it’s not so simple
Drawdown: the greatest risk you will face – When you retire and want to live off your investment, it’s not so important how much your return is, but how safe your are from losses…
Inflation: the silent thief – Analyzing the effects of inflation on purchasing power over time, and discussing ways to protect against inflation such as TIPS, commodities and real assets.
The impact of taxes on FIRE – Exploring different strategies for minimizing taxes on investment income and capital gains, including 401(k)s, Roth IRAs, and tax-loss harvesting.
The role of Real Estate investments – Examining the pros and cons of investing in rental properties, REITs, and other real estate-related investments, and how they can help to generate passive income